Since March property price data has shown signs of slowing but there is some that believe that the rest of the year will see conservative but solid growth. Buy to let mortgage brokers have reported an increase in the early part of the year. The same applies for the remortgage business – this can be taken to mean that people are releasing cash for possible future purchase.

Banks seem to be lowering the criteria for lending. The “non-standard” is growing. The sector includes those with CCJs and poor credit ratings. Another positive piece of news is that developers are offering excellent investor deals – there are even some 25 percent reductions on offer right now for certain properties.

JDP has recently discovered that there is plenty of positive price growth statistics – for example, a well known developer recently reported a 1.8 percent growth last month.

Some bullish reports think that house prices will not enter a boom phase again but that there will be good steady growth of 2-9 percent per year for the next few years. The implications of money following the only pension opportunity most people still have faith in has acted as a safety net for price drops. The most bullish articles JDP has read believe that growth will begin in earnest from this August onwards.

Remember 4 percent growth per annum is 33 percent return on invested equity if you have a 15 percent deposit and 80 percent  mortgage in place.